SBA LENDING SERVICES
Your SBA Lending Department - An Extension of your Credit Union
Start or scale your SBA lending with Ultum Group. We provide full-service SBA lending solutions for credit unions that want to grow their SBA loan portfolio or simply want to refer the loans to a non-competitor.
- Co-branded digitized application, closing, and servicing process
- Transparent and streamlined loan closing and servicing
- Ability to start and grow an SBA lending program without additional overhead. We act as an end-to-end back-office SBA lending department for your credit union
Ultum Group holds the same credit union value of "people helping people." Your success in SBA lending is our goal!
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SBA LSP Services
Full end-to-end loan origination and servicing for SBA loans.
- Digital end-to-end loan origination and servicing system
- SBA program set up and extensive training
- SBA underwriting/processing/closing
- Secondary Market loan sales and management
- SBA construction monitoring and disbursement
- Full-service SBA loan servicing and liquidation
- SBA Audit assistance
SBA Referral Program
Refer loans you may not be interested in having on your balance sheet.
- Competitive referral fees paid
- Expanded ability to help your business members find financing
- Earn non-interest income without adding loans to your balance sheet
Not yet approved by SBA to originate loans?
Ultum Group is here to help. We provide a streamlined application process with SBA, provide a detailed SBA loan manual and recommended policy updates, and well as in-depth training for existing staff. No matter your situation, we’ve got you covered!
Benefits of Adding SBA Lending
Learn about the many ways an SBA loan portfolio and lending capabilities can help your credit union succeed.
Diversify lending products and capabilities to help small business members.
Retain/preserve liquidity - ability to sell the guaranteed portion of the loan, retain member, and regain a majority of the liquidity to lend to the next member.
Maximize MBL cap - guaranteed portion of SBA loans do not count against your MBL cap.
Mitigate credit risk with an SBA guaranty.
Additional source of revenue through non-interest income from loan sales.
Diversify your loan portfolio
Save time and money
Customize your lending capabilities